How much does a carer cost in the UK?

There is no single price, but the 2026 benchmarks are clear. Councils in England paid homecare agencies an average of £25.37 an hour, and the Homecare Association calculates that an agency needs at least £34.42 an hour to pay care workers the National Living Wage and run a regulated service. Live-in care costs from around £800 to £1,600 a week, according to the NHS. Self-employed carers set their own rates.

By VerriPro Last reviewed 16 sources

How much does a carer cost per hour?

Most published figures are for England and for care arranged through an agency. They show three different things: what councils pay, what agencies say a sustainable price is, and the broad range the NHS gives the public.

Hourly homecare prices in England. Council figures are what councils pay under contract, not what a private customer is charged.
BenchmarkPer hourSource and year
Average council fee to homecare agencies£25.37Homecare Association, 107 councils, 2026–27
Average cost of an hour of externally provided home care£24.72DHSC finance report, 2025 to 2026
Minimum Price for Homecare (care workers on the National Living Wage)£34.42Homecare Association, 2026–27
Minimum Price with care workers on the London Living Wage£38.69Homecare Association, 2026–27
Range the NHS gives for help at home from a paid carer£15 to £30NHS, page reviewed January 2024

Council rates vary by area. For 2026/27, Solihull’s standard rate for care at home is £25.84 an hour, Buckinghamshire’s standard home care rate is £26.49, and Oxfordshire’s ceiling rate for homecare is £30.87.

The Homecare Association found that none of the council contracts it reviewed for 2026–27 met its Minimum Price. If you pay for your own care, expect to be quoted more than the council rate in your area, and ask every agency or carer for their rate in writing.

Agency, private and self-employed carers: why prices differ

An agency’s hourly price pays for more than the carer. In the Homecare Association’s 2026–27 calculation, £26.17 of the £34.42 goes on care worker costs: the National Living Wage for all working time, including travel and waiting time between visits, plus holiday pay, employer’s National Insurance and pension. The other £8.25 covers running a regulated service, including managers, coordinators and supervisors.

A self-employed carer sets their own rate. There is no agency between you, so the rate can be lower than an agency’s for the same hours, but the carer has their own costs to cover: holidays, travel, insurance, training and tax. You also take on the checks an agency would do. The guide to hiring a self-employed carer covers them.

Through VerriPro, the Professional sets their rate, and VerriPro adds a 13.5% platform fee, plus VAT on the fee where it applies. You see the total in £ before you book. For a Professional who charges £22 an hour, the fee is £2.97, so the hour costs £24.97 plus any VAT on the fee.

Overnight and waking-night care costs

Night care comes in two forms, and they are priced differently:

  • A sleeping night (sleep-in): the carer sleeps at the home and is there if needed. It is usually priced per night.
  • A waking night: the carer stays awake and works through the night. It is usually priced by the hour, like daytime care.

There is no NHS or GOV.UK figure for private night care. Council rates give a sense of scale: Oxfordshire’s 2026/27 ceiling rate for a sleep-in is £84.97 a night.

For care workers who are employed, GOV.UK guidance says sleep-in time counts for the minimum wage only when the worker is “awake for the purposes of working”. That is one reason agencies price sleeping and waking nights so differently.

Live-in care costs

The NHS says having a carer who lives with you “costs from around £800 a week. But it can cost as much as £1,600 a week if you need a lot of care.” As a council example, Oxfordshire’s 2026/27 ceiling rate for live-in care with breaks is £1,600.64 a week.

Before you compare live-in prices, check what each one includes:

  • the carer’s breaks each day, and who covers them;
  • days off, holidays and the cost of a replacement carer;
  • whether night-time help is included, or charged on top;
  • food and a private bedroom for the carer, which you usually provide.

What VerriPro Professionals charge

Every Professional on VerriPro sets their own hourly rate and shows it on their profile. The total, including VerriPro’s 13.5% platform fee, is shown in £ before you book.

VerriPro publishes rate ranges by role here only once at least 10 Professionals in that role have set a rate, so a handful of profiles cannot skew them. No role has reached that yet. Until then, compare the rates on the area pages or search by postcode.

Help with paying for care

Council support

The NHS says a needs assessment from your council “is free and anyone can ask for one”. If you are eligible, a financial assessment works out what you pay. In England, the limits for 2026 to 2027 stay at £23,250 (upper) and £14,250 (lower). Above the upper limit you usually pay in full; for care at home, the NHS says the value of your home is not counted.

Direct payments

If the council funds your care, you can ask for the money as direct payments and arrange the care yourself, including hiring a carer or personal assistant. GOV.UK notes that you may become an employer if you pay someone to care for you.

Attendance Allowance

If you have reached State Pension age and need help caring for yourself, or someone to supervise you for safety, Attendance Allowance is £76.70 a week (lower rate) or £114.60 a week (higher rate) for 2026 to 2027. It is not means-tested.

NHS continuing healthcare

If your needs are mainly health needs, you may qualify for NHS continuing healthcare: care arranged and funded solely by the NHS. Eligibility depends on your assessed needs, not on a diagnosis, and your integrated care board must assess you if it seems you may need it.

Costs by area

Rates differ between and within regions. The Homecare Association’s 2026–27 survey found average council fees ranging from £22.66 an hour in Greater London to £27.18 in the South West. To see what Professionals on VerriPro charge where you live, open your area:

Browse carers by area.

Questions people ask

Short answers, with the detail in the guide above.

Sources

Every figure in this guide comes from the public sources below, checked on . Rules and rates change: the source has the current position. This guide is general information, not legal, tax or financial advice.

  1. Minimum Price for Homecare 2026–2027 Homecare Association, published 19 January 2026
  2. Fee Rates for State-Funded Homecare in 2026–27 Homecare Association, October 2026
  3. Adult social care finance report, England, 2025 to 2026 Department of Health and Social Care, published 22 October 2026
  4. Help at home from a paid carer NHS, reviewed 18 January 2024
  5. Paying for your own care (self-funding) NHS, reviewed 17 April 2026
  6. Fee rates, invoice and payment schedules (2026/27) Solihull Council, 2026/27 rates
  7. Annual fee uplift for adult social care providers 2026 to 2027 Buckinghamshire Council, from 1 April 2026
  8. Adult social care providers: fees and reviews Oxfordshire County Council, 2026/27 ceiling rates
  9. Calculating the minimum wage: sleep-in shifts GOV.UK, updated 23 October 2026
  10. Getting a needs assessment NHS, reviewed 22 August 2024
  11. Social care: charging for care and support 2026 to 2027, local authority circular Department of Health and Social Care, published 17 February 2026
  12. Financial assessment (means test) NHS, reviewed 4 July 2025
  13. Attendance Allowance: eligibility GOV.UK, checked 26 October 2026
  14. Attendance Allowance: what you’ll get GOV.UK, rates for 2026 to 2027
  15. Apply for direct payments GOV.UK, checked 26 October 2026
  16. NHS continuing healthcare NHS, reviewed 11 April 2024

VerriPro is not a care provider or employer. It connects clients with independent Professionals who manage their own services and schedules.

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